# The Co-operative Bank Payment Initiation API (PIS)

**Canonical:** https://apis.io/apis/co-operative-bank/payment-initiation-api/  
**Provider:** The Co-operative Bank — https://apis.io/providers/co-operative-bank/  
**Base URL:** https://openbanking-retail.apis.co-operativebank.co.uk/apis/retail/open-banking/v3.1/pisp  
**Documentation:** https://www.developer.co-operativebank.co.uk/apis/pisp/

The Co-operative Bank Payment Initiation API (PIS) is one of 4 APIs that [The Co-operative Bank](https://apis.io/providers/co-operative-bank/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Payment Initiation, PISP, Payments, and Open Banking. The published artifact set on APIs.io includes API documentation and an API reference.

OBIE Read/Write Payment Initiation (PISP) API for The Co-operative Bank and smile brands — domestic payments, domestic scheduled payments and domestic standing orders, with their associated consents. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires TPP onboarding.

## Machine-readable artifacts (3)

- **Documentation** — https://www.developer.co-operativebank.co.uk/apis/pisp/
- **APIReference** — https://www.developer.co-operativebank.co.uk/apis/pisp/endpoints-and-errors/
- **Documentation** — https://www.developer.co-operativebank.co.uk/apis/general-specifications/

## Other The Co-operative Bank APIs (3)

- [The Co-operative Bank Account Information API (AIS)](https://apis.io/apis/co-operative-bank/account-information-api/)
- [The Co-operative Bank Confirmation of Funds API (CBPII)](https://apis.io/apis/co-operative-bank/confirmation-of-funds-api/)
- [The Co-operative Bank Open Data API (OBIE standard)](https://apis.io/apis/co-operative-bank/open-data-api/)

## Tags

Payment Initiation, PISP, Payments, Open Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/co-operative-bank/payment-initiation-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/co-operative-bank/.