# Citizens Account Validation API

**Canonical:** https://apis.io/apis/citizens-financial-group/citizens-account-validation-api/  
**Provider:** Citizens Financial Group — https://apis.io/providers/citizens-financial-group/  
**Base URL:** https://apis.citizensbank.com/v1/account-validation  
**Documentation:** https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1

Citizens Account Validation API is one of 11 APIs that [Citizens Financial Group](https://apis.io/providers/citizens-financial-group/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Account, Banking, Payments, Validation, and Verification. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

The Citizens Account Validation API verifies a payee's account number, routing number and beneficiary name before an irrevocable payment is sent, returning an account status (open, closed, unverified, incorrect, rejected, open-credits-only) and a name match status (full, partial, none). It is the one Citizens operation with a published unit price - $1.25 per successful validation - and the result may be read at most three times.

## Operations (2)

| Method | Path | Summary |
|---|---|---|
| POST | `/initiation` | Initiate account validation request with account and bank details. |
| GET | `/status` | Retrieve account inquiry status by reference ID |

## Machine-readable artifacts (6)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/citizens-financial-group/refs/heads/main/openapi/citizens-financial-group-account-validation-openapi.yml
- **OpenAPISource** — https://raw.githubusercontent.com/api-evangelist/citizens-financial-group/refs/heads/main/openapi/_original/citizens-account-validation-v1.json
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/citizens-financial-group/refs/heads/main/overlays/citizens-financial-group-account-validation-overlay.yaml
- **AgentSkill** — https://raw.githubusercontent.com/api-evangelist/citizens-financial-group/refs/heads/main/skills/citizens-financial-group-validate-payee-account.md
- **Documentation** — https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1
- **APIReference** — https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf

## Other Citizens Financial Group APIs (10)

- [Citizens Open Banking API](https://apis.io/apis/citizens-financial-group/citizens-open-banking-api/)
- [Citizens Accounts API](https://apis.io/apis/citizens-financial-group/citizens-accounts-api/)
- [Citizens Statements API](https://apis.io/apis/citizens-financial-group/citizens-statements-api/)
- [Citizens Payments API](https://apis.io/apis/citizens-financial-group/citizens-payments-api/)
- [Citizens Account Transfer API](https://apis.io/apis/citizens-financial-group/citizens-account-transfer-api/)
- [Citizens Information Reporting API](https://apis.io/apis/citizens-financial-group/citizens-information-reporting-api/)
- [Citizens Authorize API](https://apis.io/apis/citizens-financial-group/citizens-authorize-api/)
- [Citizens ATM Locator API](https://apis.io/apis/citizens-financial-group/citizens-atm-locator-api/)
- [Citizens Branch Locator API](https://apis.io/apis/citizens-financial-group/citizens-branch-locator-api/)
- [Citizens Pay API](https://apis.io/apis/citizens-financial-group/citizens-pay-api/)

## Tags

Account, Banking, Payments, Validation, Verification

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/citizens-financial-group/citizens-account-validation-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/citizens-financial-group/.