# Cardless Partner API

**Canonical:** https://apis.io/apis/cardless/partner-api/  
**Provider:** Cardless — https://apis.io/providers/cardless/  
**Base URL:** https://api.cardless.com/  
**Documentation:** https://docs.cardless.com/

Cardless Partner API is one of 2 APIs that [Cardless](https://apis.io/providers/cardless/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Credit Cards, Card Issuing, Embedded Finance, and Payments. The published artifact set on APIs.io includes API documentation and authentication docs.

The Cardless partner API surface used by brands to embed a co-branded credit card program: partner authentication (Basic-auth exchange of a partner-signed JWT for a bearer access token), application submission and decisioning, account servicing, payments, transactions and disputes. Documentation and the OpenAPI fragments that back it are gated behind a partner login at docs.cardless.com; the production API host answers unauthenticated requests with HTTP 401.

## Machine-readable artifacts (4)

- **Documentation** — https://docs.cardless.com/
- **Authentication** — https://raw.githubusercontent.com/api-evangelist/cardless/refs/heads/main/authentication/cardless-authentication.yml
- **Conventions** — https://raw.githubusercontent.com/api-evangelist/cardless/refs/heads/main/conventions/cardless-conventions.yml
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/cardless/refs/heads/main/apis.yml

## Other Cardless APIs (1)

- [Cardless Docs MCP Server](https://apis.io/apis/cardless/docs-mcp/)

## Tags

Credit Cards, Card Issuing, Embedded Finance, Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/cardless/partner-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/cardless/.