# Bread Pay API

**Canonical:** https://apis.io/apis/bread/bread-pay-api/  
**Provider:** Bread Financial — https://apis.io/providers/bread/  
**Documentation:** https://developers.breadfinancial.com/

Bread Pay API is one of 2 APIs that [Bread Financial](https://apis.io/providers/bread/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Installment Financing, Checkout, Payments, and BNPL. The published artifact set on APIs.io includes API documentation.

The Bread Pay API enables merchants to integrate installment financing options into online and in-store checkout flows. Supports creating financing applications, retrieving loan statuses, managing transactions, and handling merchant-side operations for buy now pay later programs.

## Machine-readable artifacts (2)

- **Documentation** — https://developers.breadfinancial.com/
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/bread/refs/heads/main/apis.yml

## Other Bread Financial APIs (1)

- [Bread SplitPay API](https://apis.io/apis/bread/split-pay-api/)

## Tags

Installment Financing, Checkout, Payments, BNPL

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bread/bread-pay-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bread/.