# BreadPay Buyer Management API

**Canonical:** https://apis.io/apis/bread-financial/buyer-management-api/  
**Provider:** Bread Financial — https://apis.io/providers/bread-financial/  
**Base URL:** https://api.platform.breadpayments.com  
**Documentation:** https://platform-docs.breadpayments.com/bread-developers/reference/buyer-management-introduction

BreadPay Buyer Management API is one of 13 APIs that [Bread Financial](https://apis.io/providers/bread-financial/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Identity, Consumer Credit, KYC, and PII. The published artifact set on APIs.io includes an OpenAPI specification.

Registration, lookup and management of buyers and their contacts, credit-report data, status and authorized third parties, with fraud-management capabilities around allow-listing and self cure. Handles regulated consumer PII including credit-file results. 15 operations.

## Operations (15)

| Method | Path | Summary |
|---|---|---|
| POST | `/api/buyer` | Register a buyer |
| GET | `/api/buyer` | Lookup buyers |
| POST | `/api/buyer/unverified` | Register an unverified buyer |
| GET | `/api/buyer/{id}` | Get a buyer |
| PUT | `/api/buyer/{id}` | Update a buyer |
| POST | `/api/buyer/{id}/contact` | Create a buyer contact |
| GET | `/api/buyer/{id}/contact/{contact_id}` | Get a buyer contact |
| PUT | `/api/buyer/{id}/contact/{contact_id}` | Update a buyer contact |
| GET | `/api/buyer/{id}/creditReport/{cra}` | Get credit report data via service account |
| GET | `/api/buyer/{id}/creditReport` | Get credit report data via service account |
| PUT | `/api/buyer/{id}/status` | Update a buyer's status |
| POST | `/api/buyer/{id}/authorizedThirdParty` | Create an authorized third party |
| GET | `/api/buyer/{id}/authorizedThirdParty` | Get a list of a buyer's authorized third parties |
| GET | `/api/buyer/{id}/authorizedThirdParty/{authorized_third_party_id}` | Get a buyer authorized third party |
| PUT | `/api/buyer/{id}/authorizedThirdParty/{authorized_third_party_id}` | Update a buyer authorized third party via service account |

## Machine-readable artifacts (2)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/bread-financial/refs/heads/main/openapi/bread-buyer-management-openapi.json
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/bread-financial/refs/heads/main/overlays/bread-buyer-management-overlay.yaml

## Other Bread Financial APIs (12)

- [BreadPay Platform API](https://apis.io/apis/bread-financial/breadpay-platform-api/)
- [Bread Pay API](https://apis.io/apis/bread-financial/bread-pay-api/)
- [Bread SplitPay API](https://apis.io/apis/bread-financial/split-pay-api/)
- [BreadPay Checkout API](https://apis.io/apis/bread-financial/bread-pay-api/)
- [Bread SplitPay](https://apis.io/apis/bread-financial/split-pay-api/)
- [BreadPay Merchant Operations API](https://apis.io/apis/bread-financial/merchant-operations-api/)
- [BreadPay Servicing API](https://apis.io/apis/bread-financial/servicing-api/)
- [BreadPay Payments API](https://apis.io/apis/bread-financial/payments-api/)
- [BreadPay Foundations API](https://apis.io/apis/bread-financial/foundations-api/)
- [BreadPay Webhook API](https://apis.io/apis/bread-financial/webhook-api/)
- [BreadPay Program API](https://apis.io/apis/bread-financial/program-api/)
- [BreadPay Tradein API](https://apis.io/apis/bread-financial/tradein-api/)

## Tags

Identity, Consumer Credit, KYC, PII

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bread-financial/buyer-management-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bread-financial/.