# BreadPay Platform API

**Canonical:** https://apis.io/apis/bread-financial/breadpay-platform-api/  
**Provider:** Bread Financial — https://apis.io/providers/bread-financial/  
**Base URL:** https://api.platform.breadpayments.com/api  
**Documentation:** https://platform-docs.breadpayments.com/bread-developers/docs

BreadPay Platform API is published by [Bread Financial](https://apis.io/providers/bread-financial/) on the [APIs.io](https://apis.io/) network. Tagged areas include Payments, Buy Now Pay Later, and Transaction. The published artifact set on APIs.io includes API documentation and an API reference.

Next-generation Bread Pay REST API for managing buyers, merchant accounts, personalized payment options and pricing, and the merchant transaction lifecycle (authorize, capture, cancel, refund). Secured with OAuth 2.0 client-credentials; access tokens are JWTs. Production and preview environments are available.

## Machine-readable artifacts (3)

- **Documentation** — https://platform-docs.breadpayments.com/bread-developers/docs
- **APIReference** — https://platform-docs.breadpayments.com/bread-developers/reference
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/bread-financial/refs/heads/main/apis.yml

## Tags

Payments, Buy Now Pay Later, Transaction

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bread-financial/breadpay-platform-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bread-financial/.