# Bread Financial Auth API

**Canonical:** https://apis.io/apis/bread-financial/bread-financial-auth-api/  
**Provider:** Bread Financial — https://apis.io/providers/bread-financial/  
**Base URL:** https://api.platform.breadpayments.com/api  
**Documentation:** https://platform-docs.breadpayments.com/bread-developers/docs

Bread Financial Auth API is one of 27 APIs that [Bread Financial](https://apis.io/providers/bread-financial/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Authentication. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and authentication docs.

Provides authentication support for BreadPayments platform

## Operations (15)

| Method | Path | Summary |
|---|---|---|
| POST | `/api/auth/send-code` | Send a Verification OTP Code |
| GET | `/api/auth/code` | List codes |
| GET | `/api/auth/code/{referenceID}/status` | Get the status of a Verification OTP Code |
| POST | `/api/auth/buyer/verify-code` | Verify an OTP Code |
| POST | `/api/auth/buyer/authorize` | Authorize a buyer based on buyer credentials |
| POST | `/api/auth/login` | Login with an OTP Code |
| POST | `/api/auth/buyer/token/refresh` | Refresh a Buyer JWT |
| POST | `/api/auth/org/token/exchange` | Exchange Org User Token |
| POST | `/api/auth/service/authorize` | Authorize a Service Account |
| POST | `/api/auth/buyer/token/exchange` | Exchange Service Account JWT For Buyer JWT |
| POST | `/api/auth/org/code` | Create Org Codes |
| GET | `/api/auth/org/code` | Get Org Codes |
| POST | `/api/auth/org/authorize` | Authorize Org Code |
| POST | `/api/auth/org/code/expire` | Expire Org Codes |
| GET | `/api/auth/identity` | Get App Identities |

## Machine-readable artifacts (5)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/bread-financial/refs/heads/main/openapi/bread-financial-auth-api-openapi.yml
- **Documentation** — https://platform-docs.breadpayments.com/bread-developers
- **DeclineCodes** — https://raw.githubusercontent.com/api-evangelist/bread-financial/refs/heads/main/errors/bread-decline-codes.yml
- **Authentication** — https://platform-docs.breadpayments.com/bread-developers/docs/api-access
- **Webhooks** — https://raw.githubusercontent.com/api-evangelist/bread-financial/refs/heads/main/webhooks/bread-webhooks.yml

## Other Bread Financial APIs (12)

- [BreadPay Platform API](https://apis.io/apis/bread-financial/breadpay-platform-api/)
- [Bread Pay API](https://apis.io/apis/bread-financial/bread-pay-api/)
- [Bread SplitPay API](https://apis.io/apis/bread-financial/split-pay-api/)
- [Bread SplitPay](https://apis.io/apis/bread-financial/split-pay-api/)
- [Bread Financial Application API](https://apis.io/apis/bread-financial/bread-financial-application-api/)
- [Bread Financial As Low As API](https://apis.io/apis/bread-financial/bread-financial-as-low-as-api/)
- [Bread Financial Buyer API](https://apis.io/apis/bread-financial/bread-financial-buyer-api/)
- [Bread Financial Cart API](https://apis.io/apis/bread-financial/bread-financial-cart-api/)
- [Bread Financial Client Management API](https://apis.io/apis/bread-financial/bread-financial-client-management-api/)
- [Bread Financial Disclosure Templates API](https://apis.io/apis/bread-financial/bread-financial-disclosure-templates-api/)
- [Bread Financial Disclosures API](https://apis.io/apis/bread-financial/bread-financial-disclosures-api/)
- [Bread Financial Events API](https://apis.io/apis/bread-financial/bread-financial-events-api/)

## Tags

Authentication

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bread-financial/bread-financial-auth-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bread-financial/.