# BMO EFT Payments API

**Canonical:** https://apis.io/apis/bmo/bmo-eft-payments-api/  
**Provider:** BMO — https://apis.io/providers/bmo/  
**Base URL:** https://sandbox-open-api.bmo.com/open-banking/commercial-sb  
**Documentation:** https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/eft-payments-ca

BMO EFT Payments API is one of 11 APIs that [BMO](https://apis.io/providers/bmo/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Payments, EFT, and Canada. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.

Initiates Canadian Electronic Funds Transfer (EFT) credit and debit payments with live status updates and batch support (up to 50 payments), for business system integration. OAuth 2.0 plus client API key.

## Machine-readable artifacts (3)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/bmo/refs/heads/main/openapi/bmo-eft-payments-openapi.json
- **Documentation** — https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/eft-payments-ca
- **DeveloperPortal** — https://developer.bmo.com/api/commercial/

## Other BMO APIs (10)

- [BMO Account Validation API](https://apis.io/apis/bmo/bmo-account-validation-api/)
- [BMO Account Information API](https://apis.io/apis/bmo/bmo-account-information-api/)
- [BMO ACH Payments API](https://apis.io/apis/bmo/bmo-ach-payments-api/)
- [BMO Wire Payments (U.S.) API](https://apis.io/apis/bmo/bmo-wire-payments-us-api/)
- [BMO Wire Payments (Canada) API](https://apis.io/apis/bmo/bmo-wire-payments-ca-api/)
- [BMO Instant Payments (Interac) API](https://apis.io/apis/bmo/bmo-interac-instant-payments-api/)
- [BMO Image Retrieval API](https://apis.io/apis/bmo/bmo-image-retrieval-api/)
- [BMO Authorize & Token API](https://apis.io/apis/bmo/bmo-authorize-token-api/)
- [BMO Client Data Encryption Key API](https://apis.io/apis/bmo/bmo-client-data-encryption-key-api/)
- [BMO Push Notification API](https://apis.io/apis/bmo/bmo-push-notification-api/)

## Tags

Payments, EFT, Canada

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bmo/bmo-eft-payments-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bmo/.