# Truist Credit Transfers

**Canonical:** https://apis.io/apis/bbandt-corp/credit-transfers/  
**Provider:** BB&T Corp (Truist) — https://apis.io/providers/bbandt-corp/  
**Base URL:** https://api.truist.com/commercial  
**Documentation:** https://developer.truist.com/api/credit-transfers/overview

Truist Credit Transfers is one of 15 APIs that [BB&T Corp (Truist)](https://apis.io/providers/bbandt-corp/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Banking, Commercial Banking, Open Banking, and Real-time payments. The published artifact set on APIs.io includes API documentation and an OpenAPI specification.

Process real-time credit transfer payments to and from eligible accounts. Credit Transfers API Truist publishes an OpenAPI 3.1.0 contract (v2.6.0) for this product on the Truist Developer Center.

## Operations (7)

| Method | Path | Summary |
|---|---|---|
| POST | `/v2/payments/rtp/credit-transfers` | Post credit transfers |
| GET | `/v2/payments/rtp/credit-transfers` | Get credit transfers |
| PUT | `/v2/payments/rtp/credit-transfers` | Credit transfers cancel |
| GET | `/v2/payments/rtp/credit-transfers/accounts` | Get accounts |
| POST | `/v2/payments/rtp/credit-transfers/approvals` | Post credit transfers |
| GET | `/v2/payments/rtp/credit-transfers/approvals` | Get credit transfer approval list |
| POST | `/v2/payments/rtp/credit-transfers/{paymentId}/acknowledgements` | Post credit transfers acknowledge |

## Machine-readable artifacts (3)

- **Documentation** — https://developer.truist.com/api/credit-transfers/documentation
- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/bbandt-corp/refs/heads/main/openapi/bbandt-corp-commercial-credit-transfers-oas-v2-openapi.yml
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/bbandt-corp/refs/heads/main/overlays/bbandt-corp-commercial-credit-transfers-oas-v2-overlay.yaml

## Other BB&T Corp (Truist) APIs (12)

- [Truist Commercial Accounts](https://apis.io/apis/bbandt-corp/commercial-accounts/)
- [Truist Commercial Account Balance](https://apis.io/apis/bbandt-corp/commercial-account-balance/)
- [Truist Commercial Account Transactions](https://apis.io/apis/bbandt-corp/commercial-account-transactions/)
- [Truist Personal and Small Business Accounts](https://apis.io/apis/bbandt-corp/personal-small-business-accounts/)
- [Truist Branch/ATM Locator](https://apis.io/apis/bbandt-corp/branch-atm-locator/)
- [Truist Personal and Small Business Transactions](https://apis.io/apis/bbandt-corp/personal-small-business-transactions/)
- [Truist Personal and Small Business Client Contact](https://apis.io/apis/bbandt-corp/personal-and-small-business-client-contact/)
- [Truist Retail Oauth Authentication](https://apis.io/apis/bbandt-corp/retail-oauth-authentication/)
- [Truist User Consent](https://apis.io/apis/bbandt-corp/user-consent/)
- [Truist Retail Dynamic Client Registration](https://apis.io/apis/bbandt-corp/retail-dynamic-client-registration/)
- [Truist Personal and Small Business Account Payment Networks](https://apis.io/apis/bbandt-corp/personal-and-small-business-account-payment-networks/)
- [Truist Account Address](https://apis.io/apis/bbandt-corp/account-address/)

## Tags

Banking, Commercial Banking, Open Banking, Real-time payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bbandt-corp/credit-transfers/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bbandt-corp/.