# Bank of Scotland Confirmation of Funds API (CBPII)

**Canonical:** https://apis.io/apis/bank-of-scotland/bank-of-scotland-confirmation-of-funds-api/  
**Provider:** Bank of Scotland — https://apis.io/providers/bank-of-scotland/  
**Documentation:** https://developer.lloydsbanking.com/

Bank of Scotland Confirmation of Funds API (CBPII) is one of 4 APIs that [Bank of Scotland](https://apis.io/providers/bank-of-scotland/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Confirmation of Funds, CBPII, and Read/Write. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

OBIE Read/Write Confirmation of Funds (CBPII) API - card-based payment instrument issuers confirm whether funds are available on an account. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer onboarding and eIDAS/OBIE certificates. Spec below is the shared OBIE Read/Write standard, not a bank-proprietary contract.

## Machine-readable artifacts (4)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/bank-of-scotland/refs/heads/main/openapi/obie-confirmation-funds-openapi.yaml
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/bank-of-scotland/refs/heads/main/overlays/bank-of-scotland-confirmation-funds-overlay.yaml
- **Documentation** — https://developer.lloydsbanking.com/
- **APIReference** — https://github.com/OpenBankingUK/read-write-api-specs

## Other Bank of Scotland APIs (3)

- [Bank of Scotland Open Data API](https://apis.io/apis/bank-of-scotland/bank-of-scotland-open-data-api/)
- [Bank of Scotland Account and Transaction Information API (AIS)](https://apis.io/apis/bank-of-scotland/bank-of-scotland-account-information-api/)
- [Bank of Scotland Payment Initiation API (PIS)](https://apis.io/apis/bank-of-scotland/bank-of-scotland-payment-initiation-api/)

## Tags

Confirmation of Funds, CBPII, Read/Write

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bank-of-scotland/bank-of-scotland-confirmation-of-funds-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bank-of-scotland/.