# Bank of Scotland Account and Transaction Information API (AIS)

**Canonical:** https://apis.io/apis/bank-of-scotland/bank-of-scotland-account-information-api/  
**Provider:** Bank of Scotland — https://apis.io/providers/bank-of-scotland/  
**Documentation:** https://developer.lloydsbanking.com/

Bank of Scotland Account and Transaction Information API (AIS) is one of 4 APIs that [Bank of Scotland](https://apis.io/providers/bank-of-scotland/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Account Information, AIS, and Read/Write. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

OBIE Read/Write Account and Transaction Information (AIS) API - account details, balances, transactions, standing orders, direct debits, beneficiaries, statements, and products. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer onboarding and eIDAS/OBIE certificates. Spec below is the shared OBIE Read/Write standard, not a bank-proprietary contract.

## Machine-readable artifacts (5)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/bank-of-scotland/refs/heads/main/openapi/obie-account-info-openapi.yaml
- **Overlay** — https://raw.githubusercontent.com/api-evangelist/bank-of-scotland/refs/heads/main/overlays/bank-of-scotland-account-info-overlay.yaml
- **AgentSkill** — https://raw.githubusercontent.com/api-evangelist/bank-of-scotland/refs/heads/main/skills/bank-of-scotland-read-account-transactions.md
- **Documentation** — https://developer.lloydsbanking.com/
- **APIReference** — https://github.com/OpenBankingUK/read-write-api-specs

## Other Bank of Scotland APIs (3)

- [Bank of Scotland Open Data API](https://apis.io/apis/bank-of-scotland/bank-of-scotland-open-data-api/)
- [Bank of Scotland Payment Initiation API (PIS)](https://apis.io/apis/bank-of-scotland/bank-of-scotland-payment-initiation-api/)
- [Bank of Scotland Confirmation of Funds API (CBPII)](https://apis.io/apis/bank-of-scotland/bank-of-scotland-confirmation-of-funds-api/)

## Tags

Account Information, AIS, Read/Write

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bank-of-scotland/bank-of-scotland-account-information-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bank-of-scotland/.