# BMO Payment API

**Canonical:** https://apis.io/apis/bank-of-montreal/bmo-payment-api/  
**Provider:** BMO Financial Group — https://apis.io/providers/bank-of-montreal/  
**Base URL:** https://api.bmo.com  
**Documentation:** https://developer.bmo.com/api/commercial/product

BMO Payment API is one of 6 APIs that [BMO Financial Group](https://apis.io/providers/bank-of-montreal/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Payments, Domestic Payments, International Payments, and Embedded Finance. The published artifact set on APIs.io includes API documentation and an API reference.

Sends and collects domestic and international payments directly from a client's application, with account validation before payment creation and real-time payment-status updates delivered by API, email, or text. Launched as part of BMO's North American embedded-finance payments program (Dec 2025) for ERP, treasury, and customer-facing platforms.

## Machine-readable artifacts (2)

- **Documentation** — https://developer.bmo.com/api/commercial/faq
- **APIReference** — https://developer.bmo.com/api/commercial/product

## Other BMO Financial Group APIs (5)

- [BMO Account Information API](https://apis.io/apis/bank-of-montreal/bmo-account-information-api/)
- [BMO Account Validation API](https://apis.io/apis/bank-of-montreal/bmo-account-validation-api/)
- [BMO Image Retrieval API](https://apis.io/apis/bank-of-montreal/bmo-image-retrieval-api/)
- [BMO Authorize API](https://apis.io/apis/bank-of-montreal/bmo-authorize-api/)
- [BMO Encryption API](https://apis.io/apis/bank-of-montreal/bmo-encryption-api/)

## Tags

Payments, Domestic Payments, International Payments, Embedded Finance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bank-of-montreal/bmo-payment-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bank-of-montreal/.