# Bank of Melbourne CDR Product Reference Data API

**Canonical:** https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-product-reference-data-api/  
**Provider:** Bank of Melbourne — https://apis.io/providers/bank-of-melbourne/  
**Base URL:** https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products  
**Documentation:** https://www.bankofmelbourne.com.au/online-services/open-banking

Bank of Melbourne CDR Product Reference Data API is one of 5 APIs that [Bank of Melbourne](https://apis.io/providers/bank-of-melbourne/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include CDR, Open Banking, Product Reference Data, Banking, and Australia. The published artifact set on APIs.io includes API documentation, an API reference, and an OpenAPI specification.

PUBLIC, unauthenticated Consumer Data Right (CDR) Product Reference Data API exposing Bank of Melbourne's banking products (term deposits, credit and charge cards, personal loans, residential mortgages, business loans, leases) in machine-readable form under the Australian Consumer Data Standards. Confirmed live at https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products (HTTP 200, x-v 5) returning a data.products array (25 per page, meta.totalRecords 40 confirmed 2026-07-20); a request with x-v 3 is rejected 406 Unsupported Version. Endpoints - GET /banking/products and GET /banking/products/{productId}. No authorization required.

## Machine-readable artifacts (4)

- **Documentation** — https://www.bankofmelbourne.com.au/online-services/open-banking
- **APIReference** — https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/bank-of-melbourne/refs/heads/main/openapi/bank-of-melbourne-cds-banking-products-openapi.yml
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/bank-of-melbourne/refs/heads/main/apis.yml

## Other Bank of Melbourne APIs (4)

- [Bank of Melbourne CDR Accounts & Balances API](https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-accounts-balances-api/)
- [Bank of Melbourne CDR Transactions API](https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-transactions-api/)
- [Bank of Melbourne CDR Direct Debits & Scheduled Payments API](https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-direct-debits-scheduled-payments-api/)
- [Bank of Melbourne CDR Payees API](https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-payees-api/)

## Tags

CDR, Open Banking, Product Reference Data, Banking, Australia, Public

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-product-reference-data-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bank-of-melbourne/.