# Bank of Melbourne CDR Accounts & Balances API

**Canonical:** https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-accounts-balances-api/  
**Provider:** Bank of Melbourne — https://apis.io/providers/bank-of-melbourne/  
**Base URL:** https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/accounts  
**Documentation:** https://www.bankofmelbourne.com.au/online-services/open-banking

Bank of Melbourne CDR Accounts & Balances API is one of 5 APIs that [Bank of Melbourne](https://apis.io/providers/bank-of-melbourne/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include CDR, Open Banking, Account, Balances, and Banking. The published artifact set on APIs.io includes API documentation, an API reference, and an OpenAPI specification.

CONSUMER-AUTHORIZED Consumer Data Right (CDR) Accounts & Balances surface of the shared DSB Banking API that Bank of Melbourne implements as an accredited CDR data holder on shared Westpac Group infrastructure. Access is only available to an Accredited Data Recipient (ADR) after the customer grants consent via the regulated CDR / OAuth2 + OpenID Connect (FAPI) authorization flow - it is NOT publicly callable. Covers GET /banking/accounts (list), GET /banking/accounts/balances (bulk balances), POST /banking/accounts/balances, GET /banking/accounts/{accountId}/balance, and GET /banking/accounts/{accountId} (account detail). Hosted under the confirmed CDR base https://digital-api.bankofmelbourne.com.au/cds-au/v1.

## Machine-readable artifacts (3)

- **Documentation** — https://www.bankofmelbourne.com.au/online-services/open-banking
- **APIReference** — https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/bank-of-melbourne/refs/heads/main/openapi/bank-of-melbourne-cds-banking-products-openapi.yml

## Other Bank of Melbourne APIs (4)

- [Bank of Melbourne CDR Product Reference Data API](https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-product-reference-data-api/)
- [Bank of Melbourne CDR Transactions API](https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-transactions-api/)
- [Bank of Melbourne CDR Direct Debits & Scheduled Payments API](https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-direct-debits-scheduled-payments-api/)
- [Bank of Melbourne CDR Payees API](https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-payees-api/)

## Tags

CDR, Open Banking, Account, Balances, Banking, Australia, Authenticated

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/bank-of-melbourne/bank-of-melbourne-cdr-accounts-balances-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/bank-of-melbourne/.