# American Express Payment Account Reference (PAR)

**Canonical:** https://apis.io/apis/american-express/american-express-payment-account-reference-par-/  
**Provider:** American Express — https://apis.io/providers/american-express/  
**Documentation:** https://developer.americanexpress.com/products/payment-account-reference-public/overview

American Express Payment Account Reference (PAR) is one of 12 APIs that [American Express](https://apis.io/providers/american-express/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Tokenization, EMVCo, Payments, Card Network, and United States. The published artifact set on APIs.io includes API documentation.

Payment Account Reference (PAR) provides an aggregated view of a Card Member's account activity across different payment formats. Developed by EMVCo, it is a non-financial reference generated by American Express Network Services that is associated with a Primary Account Number (PAN). PAR links the PAN and its associated network tokens to allow acquirers and merchants to comply with their obligations and provide value-added services such as loyalty, analytics, and fraud management to Card Members across tokenized and non-tokenized transactions.

## Machine-readable artifacts (1)

- **Documentation** — https://developer.americanexpress.com/products/payment-account-reference-public/overview

## Other American Express APIs (11)

- [American Express Token Service (AETS) API](https://apis.io/apis/american-express/american-express-token-service-aets-api/)
- [American Express Enhanced Authorization (EA)](https://apis.io/apis/american-express/american-express-enhanced-authorization-ea-/)
- [American Express Account and Transaction API](https://apis.io/apis/american-express/american-express-account-and-transaction-api/)
- [American Express Confirmation of Funds PSD2 API](https://apis.io/apis/american-express/american-express-confirmation-of-funds-psd2-api/)
- [American Express @ Work B2B API](https://apis.io/apis/american-express/american-express-work-b2b-api/)
- [American Express Card On-Demand](https://apis.io/apis/american-express/american-express-card-on-demand/)
- [American Express Pay with Points](https://apis.io/apis/american-express/american-express-pay-with-points/)
- [American Express API-Based Payment Platform](https://apis.io/apis/american-express/american-express-api-based-payment-platform/)
- [American Express Smart Offer Partnership](https://apis.io/apis/american-express/american-express-smart-offer-partnership/)
- [American Express AMEX Account Connect](https://apis.io/apis/american-express/american-express-amex-account-connect/)
- [American Express Network Loyalty Platform](https://apis.io/apis/american-express/american-express-network-loyalty-platform/)

## Tags

Tokenization, EMVCo, Payments, Card Network, United States

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/american-express/american-express-payment-account-reference-par-/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/american-express/.