# American Express Confirmation of Funds PSD2 API

**Canonical:** https://apis.io/apis/american-express/american-express-confirmation-of-funds-psd2-api/  
**Provider:** American Express — https://apis.io/providers/american-express/  
**Documentation:** https://developer.americanexpress.com/products/confirmation-of-funds/overview

American Express Confirmation of Funds PSD2 API is one of 12 APIs that [American Express](https://apis.io/providers/american-express/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Open Banking, PSD2, Payments, Data Access, and United States. The published artifact set on APIs.io includes API documentation.

The American Express Confirmation of Funds PSD2 API is a secure and efficient service that enables regulated card-based payment instrument issuers to verify the availability of funds in a customer's account before completing a transaction. By integrating this API into their payment processing systems under PSD2's confirmation-of-funds provisions, companies can reduce the risk of payment rejections due to insufficient funds, thereby improving authorization rates and the overall customer experience at checkout.

## Machine-readable artifacts (1)

- **Documentation** — https://developer.americanexpress.com/products/confirmation-of-funds/overview

## Other American Express APIs (11)

- [American Express Token Service (AETS) API](https://apis.io/apis/american-express/american-express-token-service-aets-api/)
- [American Express Enhanced Authorization (EA)](https://apis.io/apis/american-express/american-express-enhanced-authorization-ea-/)
- [American Express Account and Transaction API](https://apis.io/apis/american-express/american-express-account-and-transaction-api/)
- [American Express @ Work B2B API](https://apis.io/apis/american-express/american-express-work-b2b-api/)
- [American Express Card On-Demand](https://apis.io/apis/american-express/american-express-card-on-demand/)
- [American Express Pay with Points](https://apis.io/apis/american-express/american-express-pay-with-points/)
- [American Express API-Based Payment Platform](https://apis.io/apis/american-express/american-express-api-based-payment-platform/)
- [American Express Payment Account Reference (PAR)](https://apis.io/apis/american-express/american-express-payment-account-reference-par-/)
- [American Express Smart Offer Partnership](https://apis.io/apis/american-express/american-express-smart-offer-partnership/)
- [American Express AMEX Account Connect](https://apis.io/apis/american-express/american-express-amex-account-connect/)
- [American Express Network Loyalty Platform](https://apis.io/apis/american-express/american-express-network-loyalty-platform/)

## Tags

Open Banking, PSD2, Payments, Data Access, United States

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/american-express/american-express-confirmation-of-funds-psd2-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/american-express/.