# American Express API-Based Payment Platform

**Canonical:** https://apis.io/apis/american-express/american-express-api-based-payment-platform/  
**Provider:** American Express — https://apis.io/providers/american-express/  
**Documentation:** https://developer.americanexpress.com/products/pay-with-bank-transfer-public/overview

American Express API-Based Payment Platform is one of 12 APIs that [American Express](https://apis.io/providers/american-express/) publishes on the [APIs.io](https://apis.io/) network. Tagged areas include Open Banking, Payment Initiation, PISP, Payments, and United States. The published artifact set on APIs.io includes API documentation.

The American Express API-based Payment Platform allows eCommerce sellers and merchants to scale their business by integrating with Open Banking-enabled payment gateways. The information in this product is designed to help implement Pay with Bank transfer, an American Express Payment Initiation Service (PIS) operating under PSD2. The integration steps outline how to initiate account-to-account bank transfers as an alternative payment method at checkout, giving merchants a lower-cost settlement rail alongside card acceptance.

## Machine-readable artifacts (1)

- **Documentation** — https://developer.americanexpress.com/documentation

## Other American Express APIs (11)

- [American Express Token Service (AETS) API](https://apis.io/apis/american-express/american-express-token-service-aets-api/)
- [American Express Enhanced Authorization (EA)](https://apis.io/apis/american-express/american-express-enhanced-authorization-ea-/)
- [American Express Account and Transaction API](https://apis.io/apis/american-express/american-express-account-and-transaction-api/)
- [American Express Confirmation of Funds PSD2 API](https://apis.io/apis/american-express/american-express-confirmation-of-funds-psd2-api/)
- [American Express @ Work B2B API](https://apis.io/apis/american-express/american-express-work-b2b-api/)
- [American Express Card On-Demand](https://apis.io/apis/american-express/american-express-card-on-demand/)
- [American Express Pay with Points](https://apis.io/apis/american-express/american-express-pay-with-points/)
- [American Express Payment Account Reference (PAR)](https://apis.io/apis/american-express/american-express-payment-account-reference-par-/)
- [American Express Smart Offer Partnership](https://apis.io/apis/american-express/american-express-smart-offer-partnership/)
- [American Express AMEX Account Connect](https://apis.io/apis/american-express/american-express-amex-account-connect/)
- [American Express Network Loyalty Platform](https://apis.io/apis/american-express/american-express-network-loyalty-platform/)

## Tags

Open Banking, Payment Initiation, PISP, Payments, United States

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/american-express/american-express-api-based-payment-platform/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/american-express/.