# Aella Merchant API

**Canonical:** https://apis.io/apis/aella-credit/aella-merchant-api/  
**Provider:** Aella Credit — https://apis.io/providers/aella-credit/  
**Base URL:** https://api.aellaapp.com  
**Documentation:** https://aellaapp.com/fintech-as-a-service

Aella Merchant API is published by [Aella Credit](https://apis.io/providers/aella-credit/) on the [APIs.io](https://apis.io/) network.

Aella's Fintech-as-a-Service API gateway for businesses, exposing wallet-as-a- service, KYC/identity verification (BVN, NIN), bank-account lookup and validation, sub-accounts/pooling, and direct-debit collections. The API host responds at api.aellaapp.com ("Welcome to Aella Merchant API"); endpoints are authentication-gated and the provider does not yet publish an OpenAPI definition or public reference documentation.

## Machine-readable artifacts (2)

- **Website** — https://aellaapp.com/fintech-as-a-service
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/aella-credit/refs/heads/main/apis.yml

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/aella-credit/aella-merchant-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/aella-credit/.