# Accrue Savings Payments API

**Canonical:** https://apis.io/apis/accrue-savings/accrue-savings-payments-api/  
**Provider:** Accrue Savings — https://apis.io/providers/accrue-savings/  
**Base URL:** https://merchant-api.accruesavings.com  
**Documentation:** https://docs.byaccrue.com/api/

Accrue Savings Payments API is one of 18 APIs that [Accrue Savings](https://apis.io/providers/accrue-savings/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Payments. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and a getting-started guide.

Payments are the realization of payment intents, representing the actual transfer or authorization of funds. This resource encapsulates the details of completed transactions, including the payment status, amount, and any adjustments or refunds that have occurred post-initial authorization. Payments can have various statuses reflecting their current state, from pending to refunded, providing a comprehensive view of the transaction lifecycle.

## Operations (10)

| Method | Path | Summary |
|---|---|---|
| POST | `/api/v1/payments` | Create Payment |
| GET | `/api/v1/payments` | List Payments |
| GET | `/api/v1/payments/{paymentId}` | Get a Payment |
| PATCH | `/api/v1/payments/{paymentId}` | Update a payment |
| GET | `/api/v1/payments/{paymentId}/card` | Get Virtual Debit Card |
| POST | `/api/v1/payments/{paymentId}/capture` | Capture Payment |
| PATCH | `/api/v1/payments/{paymentId}/increase-authorization` | Increase Authorization Amount |
| POST | `/api/v1/payments/{paymentId}/cancel` | Cancel Payment |
| POST | `/api/v1/payments/{paymentId}/complete` | Complete Payment |
| POST | `/api/v1/payments/{paymentId}/refund` | Refund Payment |

## Machine-readable artifacts (6)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/accrue-savings/refs/heads/main/openapi/accrue-savings-payments-api-openapi.yml
- **Documentation** — https://docs.byaccrue.com/
- **APIReference** — https://docs.byaccrue.com/api/
- **GettingStarted** — https://docs.byaccrue.com/getting-started-api
- **Sandbox** — https://raw.githubusercontent.com/api-evangelist/accrue-savings/refs/heads/main/sandbox/accrue-savings-sandbox.yml
- **Webhooks** — https://raw.githubusercontent.com/api-evangelist/accrue-savings/refs/heads/main/asyncapi/accrue-savings-merchant-api-webhooks.yml

## Other Accrue Savings APIs (12)

- [Accrue Savings Banking API](https://apis.io/apis/accrue-savings/accrue-savings-banking-api/)
- [Accrue Savings Counterparties API](https://apis.io/apis/accrue-savings/accrue-savings-counterparties-api/)
- [Accrue Savings Counterparty Transfers API](https://apis.io/apis/accrue-savings/accrue-savings-counterpartytransfers-api/)
- [Accrue Savings External Transactions API](https://apis.io/apis/accrue-savings/accrue-savings-externaltransactions-api/)
- [Accrue Savings Gifts API](https://apis.io/apis/accrue-savings/accrue-savings-gifts-api/)
- [Accrue Savings Identity Verification API](https://apis.io/apis/accrue-savings/accrue-savings-identity-verification-api/)
- [Accrue Savings Rewards API](https://apis.io/apis/accrue-savings/accrue-savings-rewards-api/)
- [Accrue Savings Simulations API](https://apis.io/apis/accrue-savings/accrue-savings-simulations-api/)
- [Accrue Savings Sweepstakes API](https://apis.io/apis/accrue-savings/accrue-savings-sweepstakes-api/)
- [Accrue Savings Users API](https://apis.io/apis/accrue-savings/accrue-savings-users-api/)
- [Accrue Savings Wallets API](https://apis.io/apis/accrue-savings/accrue-savings-wallets-api/)
- [Accrue Savings Webhook Topics API](https://apis.io/apis/accrue-savings/accrue-savings-webhook-topics-api/)

## Tags

Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/accrue-savings/accrue-savings-payments-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/accrue-savings/.