# Accrue Savings Banking API

**Canonical:** https://apis.io/apis/accrue-savings/accrue-savings-banking-api/  
**Provider:** Accrue Savings — https://apis.io/providers/accrue-savings/  
**Base URL:** https://merchant-api.accruesavings.com  
**Documentation:** https://docs.byaccrue.com/api/

Accrue Savings Banking API is one of 18 APIs that [Accrue Savings](https://apis.io/providers/accrue-savings/) publishes on the [APIs.io](https://apis.io/) network, described by a machine-readable OpenAPI specification. Tagged areas include Banking. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and a getting-started guide.

Banking APIs provide KYC (Know Your Customer) verification functionality to enable users to comply with financial regulations when using banking features. These endpoints manage identity verification through document submission, status tracking, and automated compliance checks.

## Operations (4)

| Method | Path | Summary |
|---|---|---|
| POST | `/api/v1/users/:userId/kyc/application` | Create KYC Application |
| GET | `/api/v1/users/:userId/kyc/status` | Get KYC Status |
| POST | `/api/v1/users/:userId/kyc/document-verification-link` | Get Document Verification Link |
| POST | `/api/v1/users/:userId/kyc/document-verification/complete` | Complete Document Verification |

## Machine-readable artifacts (7)

- **OpenAPI** — https://raw.githubusercontent.com/api-evangelist/accrue-savings/refs/heads/main/openapi/accrue-savings-banking-api-openapi.yml
- **Documentation** — https://docs.byaccrue.com/
- **APIReference** — https://docs.byaccrue.com/api/
- **GettingStarted** — https://docs.byaccrue.com/getting-started-api
- **Sandbox** — https://raw.githubusercontent.com/api-evangelist/accrue-savings/refs/heads/main/sandbox/accrue-savings-sandbox.yml
- **Webhooks** — https://raw.githubusercontent.com/api-evangelist/accrue-savings/refs/heads/main/asyncapi/accrue-savings-merchant-api-webhooks.yml
- **APIsJSON** — https://raw.githubusercontent.com/api-evangelist/accrue-savings/refs/heads/main/apis.yml

## Other Accrue Savings APIs (12)

- [Accrue Savings Counterparties API](https://apis.io/apis/accrue-savings/accrue-savings-counterparties-api/)
- [Accrue Savings Counterparty Transfers API](https://apis.io/apis/accrue-savings/accrue-savings-counterpartytransfers-api/)
- [Accrue Savings External Transactions API](https://apis.io/apis/accrue-savings/accrue-savings-externaltransactions-api/)
- [Accrue Savings Gifts API](https://apis.io/apis/accrue-savings/accrue-savings-gifts-api/)
- [Accrue Savings Identity Verification API](https://apis.io/apis/accrue-savings/accrue-savings-identity-verification-api/)
- [Accrue Savings Payments API](https://apis.io/apis/accrue-savings/accrue-savings-payments-api/)
- [Accrue Savings Rewards API](https://apis.io/apis/accrue-savings/accrue-savings-rewards-api/)
- [Accrue Savings Simulations API](https://apis.io/apis/accrue-savings/accrue-savings-simulations-api/)
- [Accrue Savings Sweepstakes API](https://apis.io/apis/accrue-savings/accrue-savings-sweepstakes-api/)
- [Accrue Savings Users API](https://apis.io/apis/accrue-savings/accrue-savings-users-api/)
- [Accrue Savings Wallets API](https://apis.io/apis/accrue-savings/accrue-savings-wallets-api/)
- [Accrue Savings Webhook Topics API](https://apis.io/apis/accrue-savings/accrue-savings-webhook-topics-api/)

## Tags

Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/apis/accrue-savings/accrue-savings-banking-api/). The API's provider profile, Kin Score and agent-readiness rating are at https://apis.io/providers/accrue-savings/.