{"version":"2026-09-15","terms":["You authorise APIs.io to charge your saved payment method automatically, without you being present, to keep your Access balance topped up.","WHEN: only when your balance falls below the top-up floor you have set (default $5). Never more than once in any 24-hour period.","HOW MUCH: your chosen top-up amount, starting at $25. If a top-up lasts less than seven days the next one steps up one rung — $25, $50, $100, $250, and no higher — and steps back down a rung after a quiet month. You can set the amount yourself at any time, and your spend caps always bind first.","You can turn auto top-up off, change the amount, or remove the card at any time from your account page. Turning it off stops all further charges; your remaining balance stays spendable until it expires twelve months after purchase, and is refundable on request before then."],"defaults":{"top_up_usd":25,"floor_usd":5,"cap_day_usd":50,"cap_month_usd":500}}